Team Of Military Friendly Real Estate Agents
Our military friendly team of real estate agents is very proud of our work with the veteran community. Having a REALTOR that specializes in VA home sales gives the veteran a huge advantage when negotiating on a home. A great benefit of starting with our team is, using our referrals could save a VA buyer $500 – $1,000 in closing costs depending on credit score.
Our team is a dedicated “Did You Serve” team and has helped over 100 veterans achieve home ownership.
VA Mortgage Benefits
Military service members and veterans qualify for a range of benefits, including an option to purchase a primary residence without the need to put any money down. The basic requirements to be eligible for this benefit include 1 or more of the following;
90 consecutive days of active service during wartime
181 days of active service during peacetime
More than 6 years of service in the National Guard or Reserves
Your spouse was a service member and died in the line of duty or as the result of a service related disability
Your Certificate of Eligibility (COE) will detail your entitlement and can be obtained from the Department of Veteran Affairs. Contact us for help in obtaining your COE or you can obtain it yourself by filling out a Certificate of Eligibility Request Form (VA Form 26-1880) and mailing it to the VA. The form can be downloaded from the Veteran’s Administration site at this link. http://www.va.gov/vaforms/
The VA determines your eligibility for the home loan benefit, however a private lender will process the mortgage and will have requirements for income, debt and credit.
The benefits of a VA Loan include
No down payment requirement
No Private Mortgage Insurance
Competitive Interest Rates